Online Financial Planning Courses and Certificate Programs


What is Financial Planning?

The process of estimating the required capital for investment and determining its competition and returns is called financial planning. Put simply, it involves analyzing the client’s financial picture in a holistic manner and advising them on their short- and long-term goals accordingly. Financial planners are responsible for formulating financial policies associated with the procurement, investment, as well as administration of funds of their client, be it a corporation or an individual. In this regard, they share a valuable relationship with clients.

Objectives of Financial Planning

  • Determining capital requirements
  • Determining capital structure
  • Formulating financial policies
  • Supervising the allocation of financial resources

Why is Financial Planning Important?

Effective financial planning is, in essence, similar to good governance as it approaches the client’s financial situation from all angles, thus offering a holistic treatment of the same. The process, therefore, has substantial benefits.

Importance of Financial Planning

  1. Mindful planning ensures that adequate funds are available for investment to diminish the risks associated with over-investing.
  2. It maintains the balance between cash outflow and inflow to ensure financial stability.
  3. Financial planning ensures that their client’s investment objectives are lucrative enough for investors and that their credibility is not compromised.
  4. It is through financial planning that businesses can implement growth and expansion programs that ensure the long-term survival and success of the company.
  5. Planning finances is a foresighted way of thriving in an uncertain and competitive market.

Can I learn about Financial Planning online?

Owing to rapid changes in the business landscape, more and more companies are investing in financial planning. This has led to a demand for financial planners and professionals across the board to be focused on up-skilling. In view of this, several resources have emerged with online financial planning courses fast gaining traction. These courses are mindfully designed to take the learner through the basics of finance before progressing to the more nuanced aspects of planning. Furthermore, they are flexible, affordable, and often include certification which gives a considerable boost to one’s employability.

What Kind of Career Can I Get with a Background in Financial Planning?

According to the US Bureau of Labor Statistics, the employment of financial managers is projected to grow 17% between 2021 and 2031, much faster than the average for all occupations. Therefore, prestigious jobs in the field abound! Also, a background in financial planning opens up opportunities in a wide variety of industries, thus paving the path for career advancement.

Lucrative Jobs in Financial Planning

  • Public Accountant
  • Corporate Finance Advisor
  • Investment Banker
  • Portfolio Manager
  • Financial Risk Manager
  • Financial Advisor
  • Chartered Accountant
  • Finance Journalist
  • Commercial Banker

Why Take an Online Course at Emeritus?

Each Emeritus online course is designed keeping key learning outcomes in mind by a team of experts. We use the backward design methodology to develop instruction for learners of all ages. This enables us to craft unique, interactive, learning experiences that include a combination of assessments, hands-on activities, skill application, and more.

Emeritus also collaborates with the best universities and faculty around the world to curate the course curriculum that can effectively tackle present challenges in the industry, while preparing you for the trends and risks in the future. Our courses consist of assignments, exams, capstone projects, networking opportunities, a fine balance of practical and theoretical concepts, and the opportunity to learn from top minds in the industry. This adds to the holistic experience we try to provide for each learner.

We are also focused on providing courses that are standardized in quality. This is done by adhering to standards set by a global organization called Quality Matters which is focused on providing quality standards for online and innovative digital teaching and learning environments. The rigorous criteria ensure all our learners invest in quality education that is easily accessible and affordable.