Building Financial Acumen for Non-Financial Managers
As the world's leading provider of futuristic learning experiences, Emeritus collaborates with over 50 universities worldwide. Equip yourself with better knowledge and a thorough understanding of investments as a core concept through the following programs. These programs are meant for those who want to launch or rather re-build their career in investment. Even those who are entrepreneurs and intrapreneurs, individual contributors, and cross-functional teams can leverage their careers with this program. Discover more about the course by clicking on the respective online courses and certification programs below and find the curriculum, duration, eligibility, highlights, and learning outcomes.
What is Investing?
In the simplest of terms, investment is the process of buying assets at a low price and selling them at a much higher price. Materializing one’s capital gains, the return on investment occurs when assets sell at a profit. Another kind of investing involves the purchase of assets and holding on to them instead of selling them. If done wisely, this ensures sustained cash flow over time, with the investment itself generating income.
In an uncertain economy saddled with inflation, investing is the name of the game. And no wonder it is; investing transforms static money into a revenue-generating asset without much effort on the part of the investor. However, immense brainstorming goes into prudent investing. Knowledge of the market, associated risks, and the various terms and conditions involved are essential. Forbes reports that Omaha-based Berkshire Hathaway made a record $27.5 billion after-tax operating profits and replaced JPMorgan Chase for the top spot in May 2022. Clearly, investment is a lucrative job market despite pandemics and wars.
How to Learn About Investing?
Learning how to invest wisely goes a long way in securing your financial future. With growing fiscal literacy across the population, more and more individuals seek to master the more nuanced aspects of investing. Considering this, several methods of learning about investment have emerged. Some of them include:
- Books on investing - Numerous investing books cover the fundamentals and the more advanced concepts of investments. However, it’s best to research industry experts who have authored publications; they are reliable and offer deep insights into the stock market and high-return investments.
- Online investment courses - There are plenty of online courses that can significantly hone one’s expertise in investment. Several of them are free of cost or quite affordable. In addition, such courses offer considerable flexibility in learning as they are often self-paced and can help you create a personalized financial plan for the future.
- Reading fund prospectuses - To inculcate an investor’s mentality, one must familiarize themselves with the official documents and terminology. Brokers usually have a prospectus that is filed for offerings of bonds, mutual funds, and stocks. Fund prospectuses help investors make informed choices before investing as they focus on financial security.
- Personal finance websites - Established financial organizations often have personal finance websites which are a reliable resource for anybody looking to learn more about the nitty-gritty of investing. Financial experts author such blogs with years of experience in the industry.. However, it’s important to do further research before following any advice blindly.
Why is Investing Important?
While savings are not yet a thing of the past, people have grown increasingly aware of the need for investments. Money lying in a savings account may be a source of comfort but it doesn’t generate income nor offers refuge in a crisis. This is where investments come into play, along with a slew of advantages.
Investments allow you to grow your wealth. They offer long-term financial security, help build an emergency fund, and accumulate a retirement corpus. In a different vein, investing wisely instills a sense of discipline in individuals.
Most importantly, inflation is to personal wealth what junk food is to health. Over time, inflation has the insidious power to eat into your money, despite several increments in your income. In this regard, investments are possibly the only solution to counter inflation, especially if done smartly and over a long period of time.
Learn About Investment Jobs
Financial literacy and expertise in investment open up several lucrative and respectful career opportunities. In a volatile economy where everybody is rushing to secure wealth, investments are the need of the hour; this, in turn, increases the demand for investment-literate professionals.
Some of the most high-paying jobs associated with investing are analysts, investment banking associates, financial analysts, financial advisors, and managing directors. Other senior positions, such as the vice president or chief financial officer, also require a thorough understanding of investments.
Why take an online course at Emeritus?
Each Emeritus online course is designed keeping key learning outcomes in mind by a team of experts. We use the backward design methodology to develop instruction for learners of all ages. This enables us to craft unique, interactive, learning experiences that include a combination of assessments, hands-on activities, skill application, and more.
Emeritus also collaborates with the best universities and faculty around the world to curate the course curriculum that can effectively tackle present challenges in the industry, while preparing you for the trends and risks in the future. Our courses consist of assignments, exams, capstone projects, networking opportunities, a fine balance of practical and theoretical concepts, and the opportunity to learn from top minds in the industry. This adds to the holistic experience we try to provide for each learner.
We are also focused on providing courses that are standardized in quality. This is done by adhering to standards set by a global organization called Quality Matters which is focused on providing quality standards for online and innovative digital teaching and learning environments. The rigorous criteria ensure all our learners invest in quality education which is easily accessible and affordable.
Can I work full-time while learning how to invest online?
By and large, most online investment courses are self-paced and contain relevant, updated information on the matter. Dedicating some time regularly can greatly hone one’s investment skills and proficiency. Therefore, working full-time while pursuing an online degree is attainable.
How valuable is an online investment certificate?
A certificate is proof that one has a thorough understanding of investing, its core concepts as well as the more advanced ones. Most online investment courses offer certification that shows that a job-seeker is equipped with the necessary knowledge and also motivated to learn. Demonstrating such qualities provides a considerable boost to one’s employability.